Saving Money on Required Home Maintenance

Home ownership comes with a lot of financial obligations, one of the biggest ones being maintenance costs. Upkeep and repairs on your home can add up quickly, which is why we’ve compiled this list of simple habits to adopt to minimize the damage on your wallet and keep your home looking and functioning perfectly. Be sure to address your insurance needs with an Indianapolis Homeowners Insurance policy.

Tend to your HVAC system.

Perform regular seasonal maintenance on your heating and cooling systems to prevent this kind of disruption. Also, check your air filters once a month and change them out as necessary. (Definitely replace used filters when you first move in.) Not only will regular maintenance prolong the life of your HVAC system – and save you from shelling out $3,900 to install a new furnace — but it will also save you considerable cash on your energy bills, says Home Advisor.

Fix leaks.

A small leak in a faucet can turn into a costly problem. Mold and mildew can develop from a tiny leak and eventually cause ceilings to sag and walls to rot. The good news is, this can all be prevented by being proactive about leak repairs. It’s also recommended that you inspect your plumbing and roofs at least once annually, or after a major storm, to ensure everything is in good working order.

Seal your windows.

Assessing your caulking can minimize loss of cool or hot air throughout the year. Weather-stripping windows and doors and sealing them with inexpensive caulking can save you hundreds on your energy bill. Depending on your handiness level, you can do this yourself. Or, a professional will generally install weather stripping for about $100 to $400, depending on the size of your home and the amount of air escaping it. Not bad when you consider that the EPA reports it can save homeowners as much as 10% on heating and cooling costs.

About McClain Matthews Insurance

At McClain Matthews, we specialize in providing comprehensive insurance solutions for Indianapolis residents and beyond. For the last 69 years, we have established relationships within our community and pride ourselves on tailoring coverages as needed by our clients. For more information on how we can serve you, contact our friendly experts today at (317) 298-7500.